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Payoneer is a highly valued and much-needed alternative for online businesses, not to mention a trusted partner of many of the affiliate programs that I use.
Payoneer’s all-in-one cross-border payments platform enables businesses, online sellers, and freelancers worldwide to get paid and pay globally as easily as they do locally. You can register for a Payoneer account online which is quick and easy. It’s free to sign up and there are no maintenance fees.
Online businesses can bypass having a traditional bank account for their companies, and instead receive funds directly into their Payoneer account as if they had local business bank accounts in European, US, UK, Canadian, and Australian banks. Payoneer enables businesses and individuals to receive payments from multiple countries and in multiple currencies, and then withdraw those funds from their Payoneer account directly to their personal or business bank accounts in any country. This is the ideal solution to meet the challenge posed by stricter banking requirements in Estonia for non-residents.
Businesses can also use Payoneer to send payments. Sending payments to international service providers, contractors, suppliers, and remote employees is simple and quick, no matter where the payee is located, or whether they’re a Payoneer customer (although if they are, it’s free!). 
Payoneer’s flexible payments platform allows users to benefit from a wide range of financial services. This highly compatible solution facilitates founding, operating, and growing cross-border businesses without the need to open a physical bank account.
Payoneer offers an array of services that can help push your business to the next level — and which complement your entrepreneurial journey. 
With millions of users worldwide, Payoneer’s receiving accounts open the door to global business opportunities.
Receive local bank transfers from companies and top marketplaces in the US, UK, EU, Japan, Canada, Australia, and Mexico, all directly to your Payoneer account. Basically, your receiving account acts just like a local bank account, so you’re essentially receiving an international payment via a bank transfer. Simply provide the details of your accounts to your clients and then they can easily send you a payment just as if they were around the corner.
In addition to getting paid with a Payoneer receiving account, customers can also issue payment requests to clients and get paid online in their clients' preferred payment method (via credit card, bank transfer, or ACH bank debit). It’s simple, fast, and all payment requests and transactions can be tracked and managed from one consolidated place.
Payoneer also helps users receive payments from top freelance and eCommerce marketplaces, including Amazon, Upwork, Fiverr, Google, and Shutterstock to name a few.
Although Payoneer doesn’t have a checkout processing solution to receive B2C credit card payments on an eCommerce website, e-residents who need to sell globally through their own website can use Payoneer to withdraw received funds from other checkout platforms (such as Stripe, 2Checkout, and many others). The value here is that most of the global checkout platforms have a very limited list of countries where they can send bank transfers to, and in order to withdraw received funds, merchants need to have US ACH or EU SEPA bank details, and this is something Payoneer provides. 

Easily Access Your Funds

Once you get paid into your Payoneer account, you’ll be able to withdraw funds in a number of simple ways.
  1. Withdraw to Bank Service — You can transfer funds from your Payoneer account directly to your local bank account in over 150 countries and currencies. With Payoneer, you’ll save on costly international transfers and bureaucratic headaches. Customers can withdraw either to their private bank account or to their local business bank account.
  2. Make a Payment — You can make business payments from your Payoneer balance and save on transaction fees. Just pay suppliers and contractors directly using the available funds you’ve earned from clients and marketplaces. If they’re a Payoneer customer, it’s free! If they’re not, you can still make payments via bank transfer from a Payoneer account.
  3. Payoneer Prepaid MasterCard® — Account holders can use their card for in-store or online purchases or withdraw cash from ATMs worldwide. Accessing your Payoneer account balance doesn’t get any easier than that!


Payoneer is for business payments only, which means that the payment should have a business origin (a payment for a service or goods), but the payment can be received from an individual. It is not necessary for the individual making the payment to be a company.
Payoneer is an ideal solution for the following verticals: IT, remote services and outsourcing, online marketing, game development, and eCommerce.
There are some business lines and verticals that Payoneer cannot provide services to, including all high-risk verticals (gambling, forex, adult, crypto, finances & investments), heavy machinery, food, natural resources, and pharmaceuticals.

Competitive Advantages

In short, the main benefits to using Payoneer include:
  • Receiving account in multiple currencies
  • Partnerships with top global marketplaces
  • Withdrawals to individuals, private entrepreneurs, or company bank accounts worldwide
  • No transaction limits on incoming bank transfers
  • Significant fee discounts for high-earning customers

Not a Payoneer user yet?

Sign up now and receive a $250 bonus when you earn over $5K within 3 months!
NOTE: This item is absolutely free, but please note that Closet of Free Samples does not ship out freebies and free samples! Also, does not offer free stuff or free samples for sale. Follow the instructions provided above to request the listed freebies. If you need to contact a specific merchant, please follow the link to that merchant's own website.
Visit Closet of Free Samples website every day for more new freebies and deals.


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