Unveiling the Secrets: A Comprehensive Guide

How to Maximize Your Savings at TJ Maxx and Marshall's

• Weekdays: Tuesdays and Wednesdays are often restock days, offering fresh selections. Mondays, particularly in the morning, can also have markdowns on the previous week's stock.
• Late afternoon/early evening: Sometimes employees move discounted items to their permanent clearance sections around this time.
• Seasonal clearance: Keep an eye out for big markdowns after major holidays like Christmas and Fourth of July.

• Scan for yellow tags: These are the lowest-marked items and won't receive further discounts.
• Purple tags: These indicate an additional markdown on an already discounted item, double score!
• Inspect for minor damage: A scratch or missing button might get you an extra discount if you ask politely.
• Consider "as-is" items: These are usually final sale but can be deeply discounted for minor flaws.
• Download the TJX Rewards app: Get coupons, earn points, and track your spending.
• Check out gift card websites: You can often find discounted gift cards for these stores, boosting your savings even further.

• Designer finds: These stores are known for carrying top brands at a fraction of the original price. Be patient and browse thoroughly.
• Off-season items: Winter coats in summer, sandals in winter? These can be incredible deals if you're planning ahead.
• Basic staples: Stock up on everyday essentials like socks, t-shirts, and pajamas at dramatically reduced prices.

• Bring your own bags: Skip the plastic bag fee and be eco-friendly.
• Don't overspend: It's easy to get caught up in the treasure hunt, but stick to your budget.
• Enjoy the thrill of the hunt! Finding a hidden gem is one of the joys of shopping at TJ Maxx and Marshall's.

PRO TIP: Check out these top loyalty apps to save money at more stores!

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Shop Smart with Seasonal Sales

• January: This winter wonderland marks the prime time for scoring deeply discounted holiday decorations, cozy sweaters, and winter coats. Think festive napkins for next year at a fraction of the price! 
• July: Beat the summer heat with swimwear, sandals, and breezy summer dresses at rock-bottom prices. It's the perfect time to snag that pool float you've been eyeing. 
• Throughout the year: Keep an eye out for end-of-season markdowns on everything from spring florals to back-to-school backpacks. You might even find Halloween costumes in February!

• Yellow tags: These scream "final markdown" and won't budge any lower. They're your best bet for the absolute lowest price on an item.
• Red tags: These signal clearance items, and some may receive additional markdowns later. Check back often for even deeper discounts! (Check the online clearance at TJ Maxx and Marashall's!)
• Purple tags: These hidden gems are already discounted clearance items that have received an extra markdown. Double whammy of savings! 

• Weekdays: Tuesdays and Wednesdays are restock days, offering fresh pickings of sale items. Early mornings on Mondays can also yield gold, with markdowns on the previous week's stock.
• Late afternoons/early evenings: This is when employees might move discounted items to their permanent clearance sections. Time for a post-work treasure hunt!
• Holiday afterglow: The weeks following major holidays like Christmas and Thanksgiving are prime time for clearance bonanzas. Get ready to deck the halls (next year) for less!

PRO TIP: Earn cash back on your purchases when you link your cards to the Dosh app for cashback! 

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Explore the Treasure Hunt

• Designer and name-brand clothing: Score amazing deals on past-season or overstock items from popular brands like Calvin Klein, Kate Spade, Michael Kors, and more. Be prepared to dig and be flexible with styles, but the potential savings are huge!
  (SHOP TJ MAXX: Women and men | SHOP MARSHALL'S: Women and men)
• Casual everyday wear: Stock up on basics like jeans, t-shirts, sweaters, and leggings at deeply discounted prices. Perfect for building a comfortable and stylish wardrobe without breaking the bank.
• Shoes and accessories: Find a wide selection of shoes, handbags, hats, scarves, and jewelry at incredible deals. This is a great place to snag statement pieces or update your footwear collection without guilt.

• Kitchen and dining essentials: From cookware and utensils to plates and mugs, you can find high-quality kitchenware at a fraction of the cost. Be on the lookout for seasonal items like holiday dishes or trendy appliances.
• Bed and bath: Score deals on towels, bedding, blankets, and bathroom accessories. This is a fantastic place to refresh your bedroom or guest room without spending a fortune.
• Home decor: Discover unique decorative items like vases, picture frames, throws, and candles. Perfect for adding personality to your space without committing to full-priced decor stores.

• Beauty products: Find a surprising selection of makeup, skincare, haircare, and fragrance from popular brands. Keep an eye out for travel-sized items or gift sets for extra savings.
• Seasonal items: From Halloween costumes in February to Christmas decorations in July, you never know what hidden seasonal gems you might stumble upon. Perfect for planning ahead or grabbing last-minute bargains.
• Gifts: With such a diverse selection of products at discounted prices, TJ Maxx and Marshall's are a treasure trove for gift-giving. You can find something for everyone on your list, from clothes and accessories to home goods and beauty products. (Shop the gifts category at TJ Maxx and Marshall's)

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Embrace the Rewards Programs

• Points: Earn 1 point for every $1 spent using any credit card. Earn 5 points for every $1 spent with the TJX Rewards® Mastercard®.
• No minimum purchase required: There's no minimum spending threshold to start earning points, every little bit counts!
• Digital Rewards Certificates: Once your points reach 1,000, you'll receive a digital Rewards Certificate worth $10. Your points balance resets to 0 and continues to accrue.

• Digital Rewards Certificates: These are automatically linked to your TJX Rewards account and accessible through the store apps or websites. Simply scan the barcode at checkout to redeem.
• Certificates expire in 60 days: Be sure to use your Certificates before they expire!
• Combine with other discounts: You can stack your Rewards Certificates with other store promotions and coupons for even deeper savings.

• Birthday bonus: Receive a special Rewards Certificate on your birthday as a little treat.
• Exclusive offers: Get access to member-only discounts and early access to sales through emails and the app.
• Track your rewards: Check your points balance and review past certificates in your online account.

• Earn 5 points per $1 spent, compared to 1 point for other cards.
• Access to exclusive cardholder offers and early access to sales.
• Get a 10% off coupon upon approval, redeemable in-store or online.

• TJX Rewards is a free program, but you need to create an account to participate.
• You can link your loyalty cards from other TJX brands like HomeGoods and Sierra to your TJX Rewards account to consolidate your points and rewards.

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Recap: Insider Tips for Maximum Savings

Master the Markdown Madness:

• Color Code Craze: Learn the price tag language! White tags are regular prices, red tags are initial markdowns, yellow tags are final clearance (can't get lower!), and purple tags are double discounts (score!).
• Timing is Key: Tuesdays and Wednesdays are restock days, often with fresh clearance finds. Early mornings on Mondays can surprise you with markdowns from the previous week. Late afternoons/early evenings sometimes see discounted items moved to permanent clearance sections.
• Seasonal Savvy: Keep an eye out for post-holiday markdowns - think Christmas decorations in January and summer clothes in July. End-of-season items like spring florals and back-to-school backpacks can be deeply discounted throughout the year.

Embrace the Hunt:

• Befriend the Clearance Racks: Don't be afraid to dig! Hidden gems often lurk amongst seemingly messy displays. Organize your search by color or size to be more efficient.
• Inspect for Minor Flaws: A missing button or slight snag might get you an extra discount if you politely ask. Remember, sometimes the squeaky wheel gets the savings!
• Consider "As-Is" Items: These final sale bargains often have minor flaws that can be easily fixed or overlooked. Score big savings with a little DIY spirit!

• TJX Rewards App: Sign up for it! Earn points for every purchase, get exclusive coupons, track your spending, and access early sale notifications. It's a treasure map for savvy shoppers!
• Birthday Boost: Don't forget your special Rewards Certificate on your birthday - a little treat from TJ Maxx and Marshall's.

• Bring Your Bags: Skip the plastic bag fee and be eco-friendly.
• Download Gift Card Websites: You can often find discounted gift cards for these stores, boosting your savings even further.
• Combine Rewards with Coupons: Stack your Rewards Certificates with store promotions and coupons for ultimate savings power.
• Be Flexible: Don't go in with a rigid shopping list. Embrace the surprise factor and be open to finding unexpected treasures.

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Can You Stack Coupons and Combine Discounts? 

• Generally no stacking: Unfortunately, you cannot stack manufacturer coupons with store coupons (both paper and digital) on the same item. 
• One coupon per item: Each item can only benefit from one coupon, whether it's a manufacturer coupon or a store coupon.
• Exceptions might exist: There may be occasional promotions or specific coupons that allow for stacking, but these are rare and typically well-advertised.

• Limited overlap: While you can't stack coupons on the same item, you can sometimes benefit from multiple discounts on a single purchase.
• Clearance items and coupons: If an item is already marked down (yellow tag, red tag), you can often use a store coupon on top of the existing discount.
• Rewards and promotions: Your TJX Rewards certificates and other store promotions can be combined with clearance prices and applicable coupons for additional savings.

• Read the fine print: Always carefully read the terms and conditions of any coupon or promotion before using it to ensure it applies to your purchase.
• Ask an associate: If you're unsure about whether you can combine discounts, don't hesitate to ask a store associate for clarification. They're happy to help!
• Focus on overall savings: While maximizing every discount is tempting, remember that the most important thing is to get the best overall value for your money. Sometimes, a single coupon on a discounted item might offer more savings than combining multiple coupons on a full-priced item.

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Follow Social Media for Flash Deals

• Turn on Notifications: Enable push notifications for their posts or stories so you don't miss out on any flash deals or announcements.
• Engage with their Content: Like, comment, and share their posts to increase your chances of seeing exclusive offers or contests in your feed.
• Join their Facebook Groups: Both stores have dedicated Facebook groups where they share deals, tips, and customer experiences. These groups are a great place to ask questions, get recommendations, and discover hidden gems.
• Search Hashtags: Use relevant hashtags like #tjmaxxfinds, #marshallsdeals, and #treasurehunt to find posts from other shoppers sharing their deals and favorite finds.

• Subscribe to their Emails: Sign up for their email lists to receive regular updates about sales, promotions, and new arrivals. You might even snag a welcome coupon or exclusive discount code.
• Download their Apps: Both stores have mobile apps where you can browse their latest offerings, check for clearance items, and sometimes access app-exclusive promotions.

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FAQs: Your Burning Questions Answered

Is there a loyalty program at TJ Maxx and Marshall's?

Can I return items purchased on clearance?

Are there online-exclusive deals?

Do TJ Maxx and Marshall's price match?

Can I use expired coupons at TJ Maxx and Marshall's?

What's the best time to find fresh inventory?

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Conclusion