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How it Works:
With pay-per-mile insurance, you pay a low monthly base rate plus a few cents per mile when you drive. At the end of the month, your bill is your base rate plus how many miles you drove at your per-mile rate. Just like with other insurance companies, several factors can influence your rate, including age, type of vehicle and driver history. 
How it is Priced:
Per-mile Rate (500 miles driven x 3.2 cents per mile) $16.00 
Base Rate $30.00 
Monthly Total (Base rate + per-mile rate) $46.00
*Please note, rates vary with driver
How it is Tracked:
The key to pay-per-mile insurance is the Metromile Pulse, a small free wireless device that plugs into your car's OBD-II port. Installation is easy, and once in place, the Metromile Pulse securely counts your miles to determine your total monthly bill. Pay-per-mile insurance does not consider other driving factors such as how fast you drive or how hard you brake, just how many miles you drive. 
With pay-per-mile insurance, you are not charged for the miles you drive above 250/day (150/day in New Jersey). So, if you go on a long trip, you will still save big. Overall, pay-per-mile insurance costs less because it is based on how many miles you drive. If you spend less time behind the wheel, you will spend less money on insurance!
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This website was created and owned by Ashley & is based in the USA. While sometimes we do have posts that are internationally and worldwide, this is not often. Our target audience is in the USA so please keep this in mind when using this site. Please note that Closet of Free Samples does accept forms of cash advertising, sponsorship, paid insertions and/or other forms of compensation. Read More →